2025 tax year — New Brunswick (NB)

2025 income tax brackets in New Brunswick

Federal + New Brunswick marginal tax brackets for 2025. All taxable income ranges are shown in CAD.

New Brunswick applies progressive provincial tax rates that combine with federal tax to determine total income tax. Provincial credits can reduce effective tax rates.

Note: tax brackets are marginal rates. Take-home pay depends on credits and payroll deductions.

What this page is

Brackets + rates (2025)

A reference list of federal and New Brunswick taxable income brackets and marginal tax rates.

What it is not

Not your net income

Brackets alone do not determine your final tax bill. Credits and payroll deductions matter.

Fastest next step

Use the calculator to estimate after-tax income for New Brunswick with your salary and deductions.

Calculate take-home pay →

Federal income tax brackets (2025)

Federal tax applies to taxable income using progressive brackets. The rate shown is the marginal rate for that bracket.

Bracket Taxable income range (CAD) Rate
1 0 – 15,000 15.00%
2 15,000 – 57,375 20.50%
3 57,375 – 114,750 26.00%
4 114,750 – 177,882 29.00%
5 177,882 – 253,414 33.00%

New Brunswick income tax brackets (2025)

New Brunswick tax is calculated separately from federal tax using its own progressive brackets. Your total tax combines both.

Bracket Taxable income range (CAD) Rate
1 0 – 12,458 9.40%
2 12,458 – 51,306 14.00%
3 51,306 – 102,614 16.00%
4 102,614 – 190,060 19.50%

Want an estimate?

Brackets are only one input. Use the calculator for after-tax income in New Brunswick.

Calculate net income →

How marginal brackets work

  • The rate shown applies only to the portion of taxable income within that bracket.
  • Total tax is the sum of tax across all lower brackets plus the marginal portion.
  • Credits and deductions affect taxable income and final tax payable.

What the calculator adds

  • Payroll deductions (CPP and EI)
  • Common inputs (RRSP/FHSA, bonuses, insurance assumptions)
  • Annual, monthly, bi-weekly and hourly breakdowns

Frequently asked questions

Are these tax rates the same as average tax rate?

No. These are marginal rates by bracket. Your average (effective) rate depends on your income, deductions, and credits.

Do brackets include CPP and EI?

No. CPP and EI are payroll deductions. The calculator includes them when estimating take-home pay.

What income do these brackets apply to?

The brackets apply to taxable income. Taxable income may differ from gross salary depending on deductions.

Where can I estimate my take-home pay in New Brunswick?

Use the calculator to estimate after-tax income and payroll deductions for New Brunswick based on your inputs.